Helping Zambians relieve stress by keeping the lights on, the water running, and paying bills.

 Nshila Pay is an innovative financial solution to the cash crunch problem.

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Nshila Pay provides people with a solution to keep the lights on and water running, while keeping the way towards growth and prosperity clear for all families to pursue.

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​Nshila Pay also offers people the opportunity to receive advances on their salaries without burdening their employers and ensures employees pay the advances back.

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​Our purpose is to help people ensure that their critical utilities and living needs are not hampered by a short-term cash crunch.

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Unlike payday loan services, we work directly with utility providers and employers to ensure that funds are directed to where they are needed and repayment is de-risked.